PASSIVE INVESTMENT • Source the best valued REO homes in family communities throughout the U.S. • Offer properties to investors at an average $19,900, including all upfront closing costs. • Passive and hassle free investment with our Management System. • Built in equity. Homes are inspected and in salable condition. • No liens and back taxes. MANAGEMENT SYSTEM: • Once you purchase your properties, BlueStone will strategically advertise each property for purchase by undercutting local rental rates, for example: (Area rent of subject home: $500 per month). Sign reads-"Own this home: $500 Down and $350 Per month". • Once a qualified Homeowner is selected, they execute a Land Contract at a fixed rate of interest for a specified loan term. • At this point, you take the position similar to that of a Bank. There is no Landlording or Management of the home. That becomes the responsibility of the new homeowner. EXAMPLE: You buy an REO home for $19,900 where the Land Contract will be $350/month (local rents $500+/-) Home is advertised and sold as: $500 Down and $350 Per month This equates to a Land Contract price of $32,570 with a 15 year term at 10% interest Investor ROI: $350 /mo equates to $295 per month $295 x 12 Months = $3,540 per year $3,540 income on $19,900 = 18% Return on Investment (ROI) (Net Income / Purchase Price = ROI) This ROI is based on annual rental Income. If one of our exit strategies takes place the ROI increases dramatically.*Net Monthly = Gross Income less Management fees less Default Risk Factor. POWER OF THE BlueStone Management System: BlueStone Inspection crew photographs property, obtains property condition report and studies overall market BlueStone markets the property via online advertising, placing signs on the property and using other creative marketing techniques Answers all inbound calls and conducts prequalification interviews Collects and processes applications from interested Homeowners Performs and reviews all credit checks Verifies income using proprietary systems Conducts background checks of potential buyers Reviews and selects the most qualified buyer Handles all paperwork for creating & servicing the Land Contract • Upon the successful execution of a Land Contract, BlueStone's Special Servicer will manage the collection of the monthly payments. The Servicer is a well established company that currently manages thousands of land contracts and has state of the art reporting systems for the investor. • The Servicer collects the monthly payments and escrows for real estate taxes and remits the net payment directly into the investors bank account. • Investors have Real time online access to monitor the assets performance. • As the Land Contract "note" seasons (approximately 6-18 months), BlueStone can assist in various exit strategies. • In the unlikely event of default, BlueStone can work with the investor and resolve issues.

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